Differences

This shows you the differences between two versions of the page.

Link to this comparison view

Both sides previous revision Previous revision
Next revision		 Previous revision
Last revisionBoth sides next revision
about:contribute [2023/07/23 02:34] – [PayPal] fixed last column of tables mhloppyabout:contribute [2023/07/23 03:44] – [PayPal] fixed typo mhloppy
Line 12: Line 12:
 https://liberapay.com/Infosec.exchange/ https://liberapay.com/Infosec.exchange/
  
-  * Intended for recurring donations. +  * **Used for:** recurring donations. 
-  * Fees: Low-Medium (via Stripe) to Medium-High (via PayPal).+  * **Fees:** Low-Medium (via Stripe) to Medium-High (via PayPal).
  
 Current as of July 2023, Liberapay uses Stripe and PayPal as payment processors (along with associated fees).((https://en.liberapay.com/about/payment-processors)) Liberapay does not take an additional cut on top of these fees, instead relying on donations.((https://en.liberapay.com/about/faq)) Current as of July 2023, Liberapay uses Stripe and PayPal as payment processors (along with associated fees).((https://en.liberapay.com/about/payment-processors)) Liberapay does not take an additional cut on top of these fees, instead relying on donations.((https://en.liberapay.com/about/faq))
Line 20: Line 20:
 https://www.patreon.com/infosecexchange https://www.patreon.com/infosecexchange
  
-  * Intended for recurring donations. +  * **Used for:** recurring donations. 
-  * Fees: Medium-High (<$3 USD) to High-Very High (>$3 USD)+  * **Fees:** Medium-High (<$3 USD) to High-Very High (>$3 USD)
  
-Patreon has a special arrangement with their payment processors that allows for comparatively low fees on very small (<$3 USD) donation amounts.((https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees#heading-2)) However, Patreon also takes an additional 5-12% cut,((https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees#heading-1)) making their platform expensive if only using it for donations.+Patreon allows for comparatively low fees on very small (<$3 USD) donation amounts.((https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees#heading-2)) There is a 2.5% currency conversion fee if not paying in the creator's currency (USD).((https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees#h_01GME8SHFPSQ4PBN55MB9ZXGBF)) Patreon also takes an additional 5-12% cut,((https://support.patreon.com/hc/en-us/articles/11111747095181-Creator-fees#heading-1)) making their platform expensive if only using it for donations.
  
-Although a once-off donation is possible by starting then cancelling a pledge, Patreon's higher fees means this is typically **not recommended**.+Although a once-off donation is possible by starting then cancelling a pledge, Patreon's higher fees means doing so is typically **not recommended**.
  
 ===== Ko-Fi ===== ===== Ko-Fi =====
 https://ko-fi.com/infosecexchange https://ko-fi.com/infosecexchange
  
-  * "Natively" supports both once-off and recurring donations. +  * **Used for:** once-off and recurring donations. 
-  * Fees: Low-Medium (via Stripe) to Medium-High (via PayPal)+  * **Fees:** Low-Medium (via Stripe "Pay with Card") to Medium-High (via PayPal)
  
 Ko-Fi charges no additional fees for using their platform,((https://help.ko-fi.com/hc/en-us/articles/360002506494-Does-Ko-fi-take-a-fee-#what-fees-does-ko-fi-charge--0-1)) and uses Stripe and PayPal as their payment processors (along with associated fees).((https://help.ko-fi.com/hc/en-us/articles/360002506494-Does-Ko-fi-take-a-fee-#do-payment-processors-take-a-fee--0-2)) Ko-Fi charges no additional fees for using their platform,((https://help.ko-fi.com/hc/en-us/articles/360002506494-Does-Ko-fi-take-a-fee-#what-fees-does-ko-fi-charge--0-1)) and uses Stripe and PayPal as their payment processors (along with associated fees).((https://help.ko-fi.com/hc/en-us/articles/360002506494-Does-Ko-fi-take-a-fee-#do-payment-processors-take-a-fee--0-2))
Line 38: Line 38:
 Direct your payment to ''Jerry@infosec.exchange'' Direct your payment to ''Jerry@infosec.exchange''
  
-  * Intended for once-off donations. +  * **Used for:** once-off donations. 
-  * Fees: **complicated**+  * **Fees:** //complicated//.
  
 Sending money directly through PayPal incurs variable fees depending on whether the transaction is domestic or international, the source of the funds (bank account, card, etc), and whether the sender selects the "Friends and Family" options.((https://www.paypal.com/us/webapps/mpp/paypal-fees))((https://www.paypal.com/us/webapps/mpp/merchant-fees)) Sending money directly through PayPal incurs variable fees depending on whether the transaction is domestic or international, the source of the funds (bank account, card, etc), and whether the sender selects the "Friends and Family" options.((https://www.paypal.com/us/webapps/mpp/paypal-fees))((https://www.paypal.com/us/webapps/mpp/merchant-fees))
Line 45: Line 45:
 === Domestic (sender within US): === === Domestic (sender within US): ===
  
-^ Heading 1      ^ Heading 2       ^ Heading 3          ^ +^ Friends and Family? ^ Funding source                                     ^ Fee*            ^ 
-| Row 1 Col 1    | Row 1 Col 2     | Row 1 Col 3        | +| Yes                 | PayPal balance, bank account, or Amex Send Account | None*           | 
-| Row 2 Col 1    | some colspan (note the double pipe) || +| Yes                 | Cards                                              | Medium*         | 
-| Row 3 Col 1    | Row 3 Col 2     | Row 3 Col 3        | +| No                  | Most payment methods                               | Medium-Medium+* |
- +
-^ Friends and Family? ^ Funding source                                     ^ Fee*                                               ^ +
-| Yes                 | PayPal balance, bank account, or Amex Send Account | No fee                                             | +
-| Yes                 | Cards                                              | Medium: 2.90% + fixed fee                          | +
-| No                  | Most payment methods                               | Medium-Medium+: 2.99%-3.49%, sometimes + fixed fee |+
  
 === International (sender outside US): === === International (sender outside US): ===
  
-^ Friends and Family? ^ Funding source                                     ^ Fee*                                                           ^ +^ Friends and Family? ^ Funding source                                     ^ Fee*             ^ 
-| Yes                 | PayPal balance, bank account, or Amex Send Account | High: 5% (min 0.99 USD, max 4.99 USD)                          | +| Yes                 | PayPal balance, bank account, or Amex Send Account | High*            | 
-| Yes                 | Cards                                              | Very High: 5% (min 0.99 USD, max 4.99 USD) + 2.90% + fixed fee | +| Yes                 | Cards                                              | High-Very High*  | 
-| No                  | Most payment methods                               | High: 1.5% + 2.99%-3.49%, sometimes + fixed fee                | +| No                  | Most payment methods                               | High*            |
- +
-* //An additional fee of 3-4% applies for currency conversion via PayPal.// +
- +
-PayPal's fixed fee varies by currency. Here are some examples (correct as of July 2023):+
  
-^ Currency           ^ Friends and Family? ^ Fixed fee ^ +* :!: //An additional fee of 3-4% applies for currency conversion via PayPal, on top of the existing transaction fees. This makes most non-USD payments relatively expensive to process!//
-| Australian dollar  | Yes                 | 0.30 AUD  | +
-| Australian dollar  | No                  | 0.59 AUD  | +
-| Canadian dollar    | Yes                 | 0.30 CAD  | +
-| Canadian dollar    | No                  | 0.59 CAD  | +
-| Euro               | Yes                 | 0.35 EUR  | +
-| Euro               | No                  | 0.39 EUR  | +
-| UK pounds sterling | Yes                 | 0.20 GBP  | +
-| UK pounds sterling | No                  | 0.39 GBP  | +
-| US dollar          | Yes                 | 0.30 USD  | +
-| US dollar          | No                  | 0.49 USD  |+